Pensions: the simple story …

Get a pension, they say. Invest for the future. We’re making it simple, they say.

Ha, I say.

The Independent was in the process of changing pensions schemes when I left. I went with the new one, because there was supposed to be extra back-pay paid into it. Whether or not I got that money who knows; it all got so complicated I gave up worrying about it.

So I’m with the new scheme, and I continue that as a stakeholder pension, contributing a modest amount myself each month.

But the money from the old scheme was not – for reasons I’ve given up trying to obtain – paid into the new one. So I’ve already got one scheme, my ex-Times one sitting around (which I haven’t heard from for a couple of years – must chase that down), and I think I might as well amalgamate these two newest ones, to make it easier to keep track of them, and hopefully ensure I’m not paying too much in fees.

Current tally of phone calls: eight; current tally of letters: six. Have I managed to transfer the money yet? No.

Got to write another letter.

Grrrrrr!

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